Compare insurance prices

COMPARING CAR INSURANCE & HOME INSURANCE

if you own a car or home you need insurance – so you should try to get a great deal. Back when insurers weren’t giving customers better deals, it opened the door for price comparison sites, who give customers a simple way to compare and save money on car insurance or home insurance.

It’s always good to shop around and compare policies, to make sure a policy gives you everything you need in terms of cover and any extras, then you can see how the prices stack up.

Here are more tips on using Price Comparison websites fro insurance:

• How do I save money? Simply go to a price comparison site or compare car insurance here, all you need is your registration number and its a good idea to have your policy renewal if you have an existing insurer, to compare like for like policies. By comparing you could save some money.

• How much can I save? Drivers could potentially save hundreds of pounds by using a comparison site for car insurance. Savings on home insurance can be even more, so compare this too. 

• Is the insurance the same? Your insurance cover is no different providing you have asked for the same as your current policy. You can choose the lowest price insurer or a brand you know and trust – it’s your choice. The real difference is the savings you can make each time you compare insurers who mostly don’t reward loyalty! 

TOP TIPS TO SAVE MONEY ON PRICE COMPARISON

• Car insurance – we say go for the biggest saving and choose the lowest price and don’t worry about which brand you choose
• Start 4 weeks before your renewal date – not surprisingly most people get the best deals if they look early – so don’t wait until your renewal date as you’ll save less or have fewer options.
• Legally you need cover and the insurance policy is valid regardless of the brand name or the price paid for it. So don’t be afraid to choose an insurer you may not have heard of as most of the policies are the same and you are covered by them. Yes some offer extras you may or may not need, don’t pay extra if you don’t need to, go for the cheapest car insurance you can get online.
• Home insurance – we say look carefully at the cover in the policy to make sure you’re fully covered for rebuild cost and contents. When you’re sure you’re comparing like for like, then choose the better value option and save yourself money.
• Use a comparison site – these days 9/10 drivers go directly to a price comparison site for car insurance so compare here
• Some insurers ask you to go direct or say they aren’t on price comparison sites – the reason is simple: they are often more expensive and you can see this instantly in the results. 

So why go direct to 1 insurer when you can compare 120 insurers in seconds to find a great deal?

Disclaimer: This information is intended for editorial purposes only and not intended as a recommendation or financial advice