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”Check you can afford the repayments before taking out a Personal Loan
EMANFounder OnestopSave
Frequently asked questions
Can I get a Personal Loan for any purpose?
Yes. Personal Loans can be used for most legal purposes, reasons for taking out a personal loan include debt consolidation, home improvements, or big purchases such as buying a car.
Some lenders may have restrictions on what funds can be used for, so always ensure you check the terms.
Can I get a Personal Loan if I have bad credit?
Yes. Many lenders will offer loans to people with bad credit, but the choices will be more restricted than for those with good credit.
Interest rates may be higher, and terms may be stricter, so it’s a good idea to compare Personal Loans and find the best one for you.
What happens if I miss a payment?
Missing a Credit Card or Personal Loan payment can lead to late fees being charged. It may also affect your credit score.
That’s why it’s important to always make payments on time. Contact your provider if you’re having difficulty making repayments.
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OnestopSaving.com Limited (trading as OnestopSave) is acting as a credit broker , not a lender and is an Introducer Appointed Representative of Creditec Limited and is entered on financial register under reference number: 1006061
Creditec Limited a credit broker not a lender is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 971164
OnestopSaving.com Limited will introduce you to Creditec Limited to provide you with an information-only comparison service for loan and credit cards from a range of providers. Creditec is acting as a credit broker, not a lender and will not charge you a fee for using their services.
OnestopSaving.com Limited will receive a commission from Creditec Limited if you subsequently purchase a credit product through Creditec’s service as a broker. More information about this commission can be provided on request.
OnestopSaving.com Limited, Registered in England and Wales (Company number 14862511), Registered Office; OnestopSaving.com Limited 30 Crescent, Richmond, England, TW9 3NS, Licenced by the Information Commissioners Office, (registration number: ZB640974).